Compound Interest Calculator
Calculate CI with different compounding frequencies
CI Details
Enter principal & rate
₹1K₹1Cr
1%30%
1 Yr30 Yrs
CI Result
Maturity Amount
₹1,48,595
After 5 years (Quarterly)
Principal
₹1,00,000
Interest
₹48,595
📊 Composition
Principal₹1,00,000 (67%)
Interest₹48,595 (33%)
💡 Compound Insight
Your money will grow by 48.6% with compounding. Power of compounding!
❓ FAQs
Compound Interest (CI) is interest calculated on the initial principal AND accumulated interest. Often called "interest on interest" - powerful for wealth growth!
A = P(1 + r/n)^(nt)
A = Maturity, P = Principal, r = Rate (decimal), n = Compounding frequency, t = Time in years
Compound Interest is always better for investments (you earn more). Simple Interest is better for loans (you pay less). Difference increases with time!
Yes! More frequent compounding = More returns. Daily > Monthly > Quarterly > Yearly. Most banks compound quarterly.