Lumpsum Calculator

Calculate returns on one-time lumpsum investments

Investment Details

Enter investment information

₹10K₹1Cr
1%30%
1 Yr40 Yrs

Investment Result

Maturity Value ₹3,10,585 After 10 years
Invested ₹1,00,000
Gains ₹2,10,585

📊 Composition

Invested
Gains
Investment₹1,00,000 (32%)
Returns₹2,10,585 (68%)

💡 Insight

Your ₹1,00,000 will grow 3.1x in 10 years!

❓ FAQs

Common questions

Lumpsum investment means investing a large amount of money in one go, rather than spreading it over time like SIP.

Formula: A = P × (1 + r/n)^(nt) where A = future value, P = principal, r = annual rate, n = compounds per year, t = years.

Lumpsum works best in bullish markets. SIP is better for volatile markets due to rupee cost averaging.

Minimum 5-7 years recommended for equity mutual funds. Longer tenure benefits from power of compounding.