Lumpsum Calculator
Calculate returns on one-time lumpsum investments
Investment Details
Enter investment information
₹10K₹1Cr
1%30%
1 Yr40 Yrs
Investment Result
Maturity Value
₹3,10,585
After 10 years
Invested
₹1,00,000
Gains
₹2,10,585
📊 Composition
Investment₹1,00,000 (32%)
Returns₹2,10,585 (68%)
💡 Insight
Your ₹1,00,000 will grow 3.1x in 10 years!
❓ FAQs
Common questions
Lumpsum investment means investing a large amount of money in one go, rather than spreading it over time like SIP.
Formula: A = P × (1 + r/n)^(nt) where A = future value, P = principal, r = annual rate, n = compounds per year, t = years.
Lumpsum works best in bullish markets. SIP is better for volatile markets due to rupee cost averaging.
Minimum 5-7 years recommended for equity mutual funds. Longer tenure benefits from power of compounding.