Mutual Fund Returns
Calculate returns for SIP or Lumpsum MF investments
MF Details
Choose investment type
₹500₹1L
6%20%
1 Yr40 Yrs
MF Returns
Maturity Value
₹11,61,695
After 10 years (SIP)
Invested
₹6,00,000
Returns
₹5,61,695
📊 Composition
Invested₹6,00,000 (52%)
Returns₹5,61,695 (48%)
💡 MF Insight
🚀 Your money will grow 1.9x in 10 years. Mutual funds offer best long-term returns!
❓ FAQs
Average annual returns:
• Equity MF: 12-15%
• Hybrid MF: 8-12%
• Debt MF: 6-8%
• Liquid MF: 4-6%
Past performance doesn't guarantee future returns.
SIP: Better for volatile markets, rupee cost averaging, disciplined
Lumpsum: Better in bullish markets, instant deployment
For most investors, SIP is recommended.
Equity MF: LTCG 12.5% above ₹1.25L
STCG: 20% (below 1 year)
Debt MF: As per income tax slab
ELSS: Tax saving + 80C deduction up to ₹1.5L
Yes, all MF have some risk. Equity = High risk, high return. Debt = Lower risk, lower return. Stay invested long-term (5+ years) to minimize risk.