PPF Calculator

PPF Details

Enter annual investment

Yearly Investment (₹)

₹500₹1.5L (Max)

💡 Max ₹1.5 Lakh per year. Tax benefit under 80C

Interest Rate (% p.a.)

1%15%

Current PPF rate: 7.1% (Govt revises quarterly)

Tenure (Years)

15 Yrs (Min)50 Yrs

PPF lock-in: 15 years. Extendable in blocks of 5 years

Maturity Amount ₹40,68,209 After 15 years

Total Invested ₹22,50,000

                        Interest Earned
                        ₹18,18,209
                    

Monthly ₹12,500

Tax Saved (30%) ₹6,75,000

Invested

Interest

Total Invested₹22,50,000 (55%)

Interest (Tax-Free!)₹18,18,209 (45%)

🎯 PPF is EEE category - Investment, Interest & Maturity all TAX-FREE! Best for long-term wealth building.

Public Provident Fund (PPF) is a govt-backed long-term savings scheme with EEE tax benefits. 15-year lock-in with current 7.1% interest rate.

Current PPF rate is 7.1% per annum (compounded annually). Govt revises rates every quarter.

Minimum ₹500/year, Maximum ₹1,50,000/year. Can deposit in lump sum or up to 12 installments. Eligible for 80C deduction.

Yes! PPF is EEE (Exempt-Exempt-Exempt):
• Investment: Tax deduction under 80C
• Interest: Tax-free
• Maturity: Tax-free

Yes! After 15 years, you can extend in blocks of 5 years indefinitely. You can choose to deposit or not during extension.