Retirement Calculator
Plan your retirement corpus & monthly savings needed
Retirement Plan
Enter your details
1865
4080
₹10K₹5L
Retirement Plan
Retirement Corpus Needed
₹4,82,57,000
At age 60
Monthly SIP Needed
₹13,000
Years to Save
30
Future Monthly Need
₹2,87,175
Years Post-Retire
20
📊 Retirement Plan Summary
💡 Retirement Insight
🎯 Start SIP of ₹13,000/month now to retire comfortably at 60 with ₹4.8 Cr corpus!
❓ FAQs
Rule of thumb: 25-30x your annual expenses. If you spend ₹6L/year, need ₹1.5-1.8 Cr corpus. Adjust for inflation!
As early as possible! Starting at 25 vs 35 makes huge difference due to compounding. Even small amounts compound to large corpus over 30+ years.
Mix of:
• Equity Mutual Funds (60-70%): SIP for long-term
• PPF (10-15%): Tax-free
• NPS (10-15%): Tax benefits
• EPF (auto deduction)
• Debt funds/FD for safety
You can withdraw 4% annually from retirement corpus without depleting it. ₹1 Cr corpus = ₹4L/year safe withdrawal.