SIP Calculator
Calculate returns on your monthly mutual fund SIP investments
Investment Details
Enter your SIP details
Investment Breakdown
📊 Wealth Composition
💡 SIP Insight
Excellent! Your monthly SIP of ₹5,000 will grow to ₹11,61,695 in 10 years - that's 1.93x your investment!
📅 Year-wise Growth
See your wealth grow year by year
❓ Frequently Asked Questions
Common questions about SIP Calculator
SIP (Systematic Investment Plan) is a method of investing a fixed amount regularly in mutual funds, usually monthly. It helps build wealth through disciplined investing and rupee cost averaging.
SIP returns are calculated using the formula:
M = P × ({[1 + i]^n – 1} / i) × (1 + i)
Where: M = Maturity amount, P = Monthly investment, i = Monthly rate, n = Number of months
SIP offers rupee cost averaging, power of compounding, disciplined investing, flexibility in amount and tenure, and helps achieve long-term financial goals with small monthly investments.
Yes! You can pause, modify, or stop your SIP anytime. Most mutual funds offer flexible SIP options including step-up SIP to increase amount yearly.
Most mutual funds allow SIPs starting from ₹500 per month. Some funds even offer SIPs as low as ₹100.
SIP is better for volatile markets due to rupee cost averaging. Lumpsum works better in bullish markets. Most experts recommend SIP for steady wealth building.